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Calculate your payment processing costs
On $10,000 in payments through Shopify Payments, you pay approximately $350 in fees (3.50% total).Shopify Payments charges 2.9% + $0.30 per transaction.
Payment Processor
From $1,000 revenue
Payment Processor
From $10,000 revenue
Payment Processor
From $50,000 revenue
Shopify Payments offers enterprise-grade payment infrastructure with 99.99% uptime and support for 135+ currencies. Global reach with localized payment methods (Alipay, SEPA, etc.).
Common Use Cases: Ideal for SaaS companies, e-commerce platforms, and marketplaces processing $100K+ monthly. Advanced features: tokenization, subscriptions, invoicing.
Compared to Alternatives: With zero platform fees, it stands out as one of the most cost-effective options for creators and sellers. You only pay standard payment processing fees, maximizing take-home earnings. Multiple alternatives exist in this space, each with different fee structures, features, and target audiences. more expensive than regional processors but unmatched reliability and feature depth. Worth premium for high-volume businesses.
Calculate your Shopify Payments costs
Enter your payment volume for exact results
Sorted by take-home amount (highest to lowest)
Chart shows net earnings after platform fees, payment processing, and payout costs. Based on calculation with default parameters (avg transaction: $7).
Shopify Payments charges 2.9% + $0.30 per transaction. On $10,000 in payments (200 transactions at $50 avg), you pay approximately $350.00 in processing fees.
On $10,000 in payments with an average transaction of $50, Shopify Payments fees total approximately $350.00 (3.50%), leaving you with $9650.00.
Shopify Payments's 2.9% + $0.30 rate is competitive for the industry. Compare with other processors using our calculator to see which is best for your transaction volume.
Strategies include: increasing average transaction size, negotiating volume discounts (if available), using Shopify Payments's invoicing for larger payments, and comparing with alternative processors.
