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Calculate your payment processing costs
On $10,000 in payments through Wise, you pay approximately $170 in fees (1.70% total).Wise charges 0.7% + $0.50 per transaction.
Payment Processor
From $1,000 revenue
Payment Processor
From $10,000 revenue
Payment Processor
From $50,000 revenue
Wise embeds payment processing within broader financial services (banking, FX, corporate cards). Unified platform reduces vendor fragmentation.
Common Use Cases: Perfect for scaling businesses needing payment + treasury + spend management. Multi-entity support for international operations.
Compared to Alternatives: With zero platform fees, it stands out as one of the most cost-effective options for creators and sellers. You only pay standard payment processing fees, maximizing take-home earnings. Multiple alternatives exist in this space, each with different fee structures, features, and target audiences. premium pricing but operational efficiency gains. Worth consolidation for companies managing complex finances.
Calculate your Wise costs
Enter your payment volume for exact results
Sorted by take-home amount (highest to lowest)
Chart shows net earnings after platform fees, payment processing, and payout costs. Based on calculation with default parameters (avg transaction: $7).
Wise charges 0.7% + $0.50 per transaction. On $10,000 in payments (200 transactions at $50 avg), you pay approximately $170.00 in processing fees.
On $10,000 in payments with an average transaction of $50, Wise fees total approximately $170.00 (1.70%), leaving you with $9830.00.
Wise's 0.7% + $0.50 rate is competitive for the industry. Compare with other processors using our calculator to see which is best for your transaction volume.
Strategies include: increasing average transaction size, negotiating volume discounts (if available), using Wise's invoicing for larger payments, and comparing with alternative processors.
